As Iran strikes disrupt flights, why travel insurance may fall short
Travel insurance policies generally exclude coverage tied to military action, experts said. However, much depends on the fine print.
TL;DR
- Airlines have canceled thousands of flights due to U.S. and Israeli attacks on Iran.
- Standard travel insurance policies generally exclude coverage for disruptions related to acts of war and military action.
- Travelers may not be reimbursed for nonrefundable costs like flights, hotels, or tours.
- Some policies may cover travel delays or missed connections as a 'domino effect' of military action.
- Specific 'cancel for any reason' or 'interruption for any reason' coverage might offer some reimbursement.
- Airlines are offering flexible flight change options without fees or fare differences.
- Travelers are advised to contact their insurance providers and airlines for specific coverage and rebooking options.