Use 5 Phrases to Gracefully Decline an Invitation You Can't Afford, Says Financial Therapist

Financial therapist Jasmine Johnson shares the scripts she recommends to her clients to help them RSVP no to invitations they can't afford.

Use 5 Phrases to Gracefully Decline an Invitation You Can't Afford, Says Financial Therapist

TL;DR

  • Many people find saying no to social events difficult due to the emotional cost, not just the financial one.
  • It's important to avoid overexplaining or spending beyond your means to appease others.
  • Simple responses like 'Unfortunately, I will not be able to attend this time' are often sufficient.
  • For milestone events, a thoughtful gesture like a card or gift can convey support when you can't attend in person.
  • Declining can also be based on a lack of 'bandwidth' (time, mental, emotional, or physical capacity), not just money.
  • When faced with pressure, maintain a calm and firm tone, reinforcing your decision without excessive apologies or explanations.