Americans are drowning in medical debt. Here's how one family found a lifeline.

TL;DR

Approximately 40% of Americans have medical debt for expenses not covered by insurance.
High healthcare costs are a major financial worry for U.S. voters.
The Smith family accumulated over $30,000 in medical debt, including credit card balances, due to their son's hospitalization and Caty's chronic illness.
To manage their debt, the Smiths consulted a credit counseling firm, Money Management International.
The firm helped them negotiate lower interest rates and establish a realistic repayment plan.
The family is projected to be debt-free by the end of 2027.
The experience taught the Smiths the importance of financial prudence and avoiding consumer debt.

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