How much interest will a $25,000 6-month CD earn at today's rates?
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TL;DR
- A 6-month CD offers a fixed interest rate, unlike variable-rate accounts.
- A $25,000 deposit in a 6-month CD could earn between $495.10 and $519.60 at current rates (4.00% to 4.20%).
- It's recommended to shop around for the best rates, often found at online banks.
- Consider waiting for potential Federal Reserve rate hikes in September, which might lead to higher CD rates.
- CDs provide short-term protection from market volatility with a predictable return.