How much interest can a $100,000 5-year CD earn now?
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
TL;DR
- A $100,000 5-year CD account offers a guaranteed, fixed interest rate return, unlike more volatile investments.
- Savers could earn over $23,700 to $24,300 on a $100,000 5-year CD, depending on the interest rate secured (e.g., 4.35% to 4.45%).
- This option is suitable for savers prioritizing security over potentially higher but riskier stock market returns.
- Locking funds for five years is a significant commitment; early withdrawal penalties apply.
- Shopping around for the best rates and considering alternative terms or accounts like high-yield savings is advised.