I retired early at 40 and spent the last year following BTS around the world—'I feel a sincere sense of gratitude'
Early retiree Bernadette Joy says that her love of BTS has completely shifted her perspective about self-worth and achievement in this new chapter of her life.
TL;DR
- Bernadette Joy retired at 40, finding retirement a significant adjustment but grounding herself in her passion for BTS.
- Following BTS concerts on three continents became a structured activity that guided her financial decisions and retirement planning.
- Her approach to retirement savings evolved to include accessible cash accounts to fund her travels and experiences.
- Joy realized that financial freedom means having the flexibility to use her time as she sees fit, not just accumulating money.
- Her immersion in the BTS fandom inspired her to prioritize her mental health and maintain a positive outlook, influencing her online interactions.
- Retirement prompted her to question her identity outside of career achievements, leading her to value rest and relationships more.
- Her experiences following the BTS tour have helped her build a life that supports how she wants to spend her time and money, including a move to Las Vegas for its lifestyle offerings.
- She now understands that the true value of wealth is in its ability to build a fulfilling life, not just its accumulation on a net worth statement.